Flexible finance to win more customers

Give your garage more flexibility, increase sales and get dedicated support from a UK-based team. Choose a finance partner that works as hard as you do.

+30%

sales boost

Rapid decision

Most decisions are instant

Are you losing workshop sales?

Finance has consistently shown to remove price as a blocker

56% sales lost due to cost

56% of garages report customers delaying essential maintenance***

+30% sales boost

finance consistently removes price as a blocker and unlocks sales*

+46% spend boost

Increase spend per visit**

Everything you need to grow

See how PayItMonthly can ramp up your business.

Higher approvals

Our AI-powered decisioning helps more of your customers get approved.

Full control

Offer 2-12 month payment plans up to £6,000 per customer.
iPhone mockup

More profit

Keep more cash with credit charges from only 1.9%.

Marketing included

POS, digital assets and campaigns to help you promote finance.

Better fit for your garage

See how PayItMonthly can ramp up your business.

PayItMonthly
Full control over payment lengths
Yes
2-12 payments
Yes
Finance up to £6,000
Yes
Customer finance decision
Seconds
Answers in under 60 seconds
Yes
Credit charges
from 1.9%
Forest Gate KGM dealership
95
Additional customers won so far in 2026
July 2026
CASE STUDY

Forest Gate: 80K+ boost to sales with PayItMonthly Pro

“PayItMonthly has been a real game-changer for Forest Gate. Setup was quick, the system was tailored to our needs, and the savings per agreement have had a big impact on our bottom line.”

Rachael Parker
Rachael Parker
Managing Director, Forest Gate

Proudly working with

How it works

Sign up

Step 1: Verify your account

Follow the simple steps to open your free account.

Step 2: Offer instalments

Customers can sign agreements in-person in your garage or via email.

Step 3: Get paid

Payment made to you once goods or services have been delivered.

Additional income dashboard placeholder
46%
Increase in average repair order value

Benefits

Taking the next steps to grow your garage is simple. You could be offering finance in as little as 24 hours.

Weekly or next day payout
Free in-store & digital marketing support
2-12 instalments

Pay As You Go

Perfect for occasional use. Includes weekly payout and no monthly fees.

Credit charge:from 3.9%
i
Instalments:2-12
Credit limit:£3,000
Paid weekly
£0Monthly Fee
i

Pro

Low fees and great for higher volumes. Next-day payment and a £6K limit.

Credit charge:from 1.9%
i
Instalments:2-12
Credit limit:£6,000
Paid next-day
In-store POS & Digital Marketing
Pass Genie™ AI Acceptance Boost
Up to £6,000 per customer
£149Monthly Fee
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All features

Pay As You Go

Plus

Pro

Customer Credit Limit
i
Up to £3,000
Up to £3,000
Up to £6,000
Credit Charge (3, 6, 9 or 12 instalments)
i
2 (5.9%)
3 (6.9%)
4 (7.9%)
5 (8.9%)
6 (9.9%)
7 (10.9%)
8 (11.9%)
9 (12.9%)
10 (13.9%)
11 (14.9%)
12 (15.9%)
2 (3.9%)
3 (4.9%)
4 (5.9%)
5 (6.9%)
6 (7.9%)
7 (8.9%)
8 (9.9%)
9 (10.9%)
10 (11.9%)
11 (12.9%)
12 (13.9%)
2 (1.9%)
3 (2.9%)
4 (3.9%)
5 (4.9%)
6 (5.9%)
7 (6.9%)
8 (7.9%)
9 (8.9%)
10 (9.9%)
11 (10.9%)
12 (11.9%)
Monthly Fee
i
£0 Ex VAT
£29 Ex VAT
£89 Ex VAT
Customer Pre-Approval Checker
i
Pass Genie™ Acceptance Boost
i
Offer Flexible Instalments via
In-store, online & email
In-store, online & email
In-store, online & email
Marketing Materials
Digital marketing assets    £29 for In-store POS
Digital marketing assets Free In-store POS
Digital marketing assets Free In-store POS
Portal Access
i
Digital Integrations Plugins
i
API access
i
Dedicated Account Manager
Priority Legal & IT Support
Set Up Fees
i
£0
£0
£0
Contract Terms
30 day rolling contract
30 day rolling contract
30 day rolling contract

Payment calculator

2
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your customer’s payments will be as follows:

Customer initial payment:

£200

Customer monthly payments :

3 x £200

Customer total payable:

£800

Credit charge:

£31 (3.9%)

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You are paid:

£776

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Note figures shown are for illustrative purposes only and rounded to the nearest pound. Pro and Plus plans require monthly payment, see here for details.

Frequently asked questions

Here are some of our most frequently asked questions. For more details, Book a demo with our dedicated team.
When do I get paid?
Can I charge my customers more if they choose instalments?
Will my customers be credit checked?
How do you verify me and my business?
What happens if my customer misses a payment?
Additional income dashboard placeholder

Let's work together

We’ve been helping businesses grow for over 10 years — from independents to national brands. Our flexible finance platform makes it easy to offer customers instalments, with no hidden fees and no late charges — ever.

Weekly or next working day payout  
Up to £6,000 per customer
2-12 instalments available