Need an alternative
to Kanda finance?
If you’re currently using Kanda finance and unable to access their services, PayItMonthly offers a stable, long-term platform trusted by 10,000+ UK businesses.

Exclusive rates for
ex-kanda users

Offer your customers 2–12 month interest-free instalments, get paid the next day, and be fully set up in as little as 48 hours.

Pricing

Over a decade
of lending experience

Trusted by 10,000+ UK businesses with a £10 million funding line with Secure Trust Bank.

Flexible, hassle-free instalments

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Flexibility

Offer 2–12 monthly instalments, with lending available up to £6,000 depending on your plan – with higher bespoke limits available on request.

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Scalability

From sole traders to multi-site operations, our flexible platform scales with you, so you always get the same simple and effective solution.

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UK-based

Whether it’s setup, sales or aftercare, our expert team is here to help – with calls typically answered in under 30 seconds.

Proudly working with

Supercharge your sales

Taking the next steps to grow your business is simple. You could be offering finance in as little as 48 hours.

30 day rolling contract, cancel anytime

Next day or weekly payouts

Offer 2-12 month 0% instalments

Lending from £50-£6,000

Award-Winning Platform

We’re proud to be recognised for both our growth and the experience we provide to partners.

Recognised by Financial Times for our growth

Smart Money People 2025-2026 Finalist

Over 4,000 Trustpilot Reviews

Top Place to Work for Financial Services 2025

How it works

Step 1: Verify your account

Follow the simple steps to open your free account.

Step 2: Offer instalments

Customers can sign agreements in-person, email or online.

Step 3: Get paid

Payment made to you once goods or services have been delivered.

Pricing & Plans

PayItMonthly Benefits

Weekly or next-day payout

Sign up in 48 hours

2-12 instalments

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All features

Pay As You Go

Plus

Pro

Customer Credit Limit
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Up to £3,000
Up to £5,000
Up to £10,000
Credit Charge (3, 6, 9 or 12 instalments)
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3 (4.9%)
6 (7.9%)
9 (10.9%)
12 (13.9%)
3 (3.9%)
6 (6.9%)
9 (9.9%)
12 (12.9%)
3 (2.9%)
6 (5.9%)
9 (8.9%)
12 (9.9%)
Monthly Fee
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£0 Ex VAT
£29 Ex VAT
£89 Ex VAT
Customer Pre-Approval Checker
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Pass Genie™ Acceptance Boost
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Offer Flexible Instalments via
In-store, online & email
In-store, online & email
In-store, online & email
Marketing Materials
Digital marketing assets    £29 for In-store POS
Digital marketing assets Free In-store POS
Digital marketing assets Free In-store POS
Portal Access
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Digital Integrations Plugins
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API access
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Dedicated Account Manager
Priority Legal & IT Support
Set Up Fees
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£0
£0
£0
Contract Terms
30 day rolling contract
30 day rolling contract
30 day rolling contract

“PayItMonthly has been a real game-changer for Forest Gate. Setup was quick, the system was tailored to our needs, and the savings per agreement have had a big impact on our bottom line.”

Rachael Parker

Managing Director  - Forest Gate Group

This feedback is based on our partner's own experience after moving to PayItMonthly.

Payment calculator

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Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your customer’s payments will be as follows:

Customer initial payment:

£200

Customer monthly payments :

3 x £200

Customer total payable:

£800

Credit charge:

£31 (3.9%)

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You are paid:

£776

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Note figures shown are for illustrative purposes only and rounded to the nearest pound. Pro and Plus plans require monthly payment, see here for details.

Frequently asked questions

Here are some of our most frequently asked questions. For more details, Book a demo with our dedicated team.
When do I get paid?
Will offering finance reduce full-paying customers and profit?
My goods are over £3,000 — can I still offer finance?
What happens if my customer is declined?