PayItMonthly for shoppers

PayItMonthly enables eligible customers to spread the cost of a purchase with interest-free instalments via approved partners, subject to approval. 


How payments work

PayItMonthly available at checkout
Complete application
We check eligibility
Order is confirmed & shipped
PayItMonthly available in-store
Complete application
We check eligibility
Purchase completion

Payment example

Day of purchase

Instalment 1 + optional deposit

1 month later

Instalment 2

2 months later

Instalment 3

Approved partners are paid by us the next day or the following week (depending on their plan), once delivery of goods/services is confirmed.

Day of purchase

Instalment 1 + optional deposit

1 month later

Instalment 2

2 months later

Instalment 3

3 months later

Instalment 4

4 months later

Instalment 5

5 months later

Instalment 6

Approved partners are paid by us the next day or the following week (depending on their plan), once delivery of goods/services is confirmed.

Payment calculator

2
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Payments will be as follows:

Today's payment:

£250

Monthly payments:

3 * £250

Total repayable:

£1,000

Note figures shown are for illustrative purposes only and rounded to the nearest pound.

How customers pay?

Payment options

Once the agreement is approved, your customers can choose to make payments monthly or every four weeks.

Direct debit

Phone

Online card payments

Make payment

Account management

Payments and agreement details can be accessed through a PayItMonthly online account.

View remaining agreement length

Make card payments online

View historic agreements

Manage account

Frequently asked questions

Can’t find the answer you’re looking for?
Who can apply?
Will applying affect my credit score?
How long does the application take?
How do I make my repayments?
Can I pay off my agreement early?
Can I change my payment date?
Can I withdraw from my finance agreement?
What happens if I miss a payment?
How do I manage my agreement?
Who do I contact if I need help?