I'm Selling

Increase your sales

Customers spreading the cost of their purchase is proven to increase sales and order value

How it works

Find out how PayItMonthly can work for your business and our commitment to you

Pricing

Simple pricing with no hidden fees for your or your customers.

Integration Options

We have various different options from plugins, paybylink and our full API

FCA authorisation

You do not need FCA authorisation to offer you customer instalments through PayItMonthly

I'm Buying

Customer information

Find out how using PayItMonthly will work for you

Sign up or book a demo today

PayItMonthly

Contact us

You can speak to us on the phone, email, live chat or even send us a letter.

About us

Meet the PayItMonthly team and find out a bit more about how we started

Blog

Articles giving you a bit more information about us, what we do and how we can help you grow

Support

Support Articles for everyone who uses PayItMonthly

Pricing Plans

Choose from our three flexible pricing plans, all offering full payment upon delivery and all enhanced by our customer acceptence boosting AI.

Pay As You Go

Pay As You Go

All the features. No monthly fee. Great for low volume users.

£0/month

£5 per agreement

Credit charge from: 4.9%

  • Paid in full each month

    We make payments to you once a month for all qualifying agreements from the previous month.

  • Up to £3,000 per customer
  • 2-12 monthly instalments
  • 30 day rolling contract

    Flexible plan with the freedom to cancel anytime. Just provide 30 days' notice, no long-term commitment required.

  • Boosted acceptance with AI

    Enhance your acceptence rates with our state-of-the-art AI system and drive more sales.

  • Multi-channel agreements

    Versatile agreement options across platforms – online, in-store, and more. Includes seamless integration with Shopify, WooCommerce, Wix, Magento, and PayByLink.

Plus

Plus

Level up with Plus. Perfect for putting through more agreements.

£39/month

Weekly payout

Credit charge from: 3.9%

  • All features of Pay As You Go
  • Paid in full each week

    We make payments to you once a week for all qualifying agreements from the previous week.

  • No cost for agreements
  • Pass Genie acceptance boost

    Pass Genie by PayItMonthly uses AI to enhance customer acceptance at adjustable risk levels (1.9%, 3.9%, 9.9%), enabling partners to expand their customer base effectively.

  • Take agreements at own risk

    Option to accept agreements that don't meet our credit criteria, with a maximum credit charge of 13.9% for added flexibility.

Pay As You Go

Pro

Best value for high volume users that want full payment each day.

£129/month

Credit charge from: 3.9%

  • All the features of Plus
  • Paid in full each day

    We make payments to you each day for all qualifiying agreements from 4 working days previously.

  • Credit charge capped at 11.9%

Bespoke

Offers the most competitive rates for high turnover businesses.

Credit charge from
0.9%

Requirements
2+ years
trading history
£5M+ turnover required

  • All the features of Pro
  • Paid in full each day

    We make payments to you each day for all qualifiying agreements from 4 working days previously.

Pay As You Go

Pay As You Go

All the features. No monthly fee. Great for low volume users.

£0/month

£5 per agreement

Credit charge from: 4.9%

  • Paid in full each month
  • Up to £3,000 per customer
  • 2-12 monthly instalments
  • 30 day rolling contract
  • Boosted acceptance with AI
  • Multi-channel agreements

Plus

Plus

Level up with Plus. Perfect for putting through more agreements.

£39/month

Weekly payout

Credit charge from: 3.9%

  • All features of Pay As You Go
  • Paid in full each week
  • No cost for agreements
  • Boosted acceptance with Pass Genie
  • Option to take agreements at own risk

Pay As You Go

Pro

Best value for high volume users that want full payment each day.

£129/month

Credit charge from: 3.9%

  • All the features of Plus
  • Paid in full each day
  • Credit charge capped at 11.9%

Bespoke

from0.9%

2+ years trading history
£5M+ turnover required

  • All the features of Pro
  • Credit charge from 0.9%
  • Paid in full each day
  • Dedicated Account Manager

Get Started

Get Started

Get Started

Get in touch

VAT is charged on the monthly fee and agreement fee.
The credit charge is VAT exempt.

Bespoke Plan

Annual Turnover

See your pricing breakdown

Finance Value
:
No. of Instalments
:

See Pricing Table

Pay As You Go

Credit charge

£1,000

Credit charge %

£1,000

Paid to you

£1,000

    Plus

    Credit charge

    £1,000

    Credit charge %

    £1,000

    Paid to you

    £1,000

    Pro

    Credit charge

    £1,000

    Credit charge %

    £1,000

    Paid to you

    £1,000

    Table Design with Tabs
    Credit Charge % Credit Charge Value Paid To You
    No. of Instalments Pay As You Go Plus Pro

    All plans include

    Data Shield

    Encryption, SSL, and GDPR measures, your and your customers' data is secure.

    Priority Care

    Dedicated support and timely responses, your concerns are our utmost priority.

    AI Boost

    We leverage cutting edge AI to help improve customer acceptance rates.

    Commitment-free

    30-day rolling contracts without any commitments. No sign-up or hidden fees. 

    Plan Flexibilty

    Complete flexibility to customise customer repayment periods between 2-12 months.

    Interest-free

    Encourage stress-free purchases, boosts sales and enhance customer satisfaction.

    Unlock the magic of Pass Genie

    Pass Genie uses artificial intelligence to allow you to accept more customers. Customers can be accepted at different levels according to the likelihood that they will make their repayments. Find out more about how you can unlock the magic of Pass Genie!

    Seamless Integration

    Need something a little different?

    Want the highest return on your plan? Delivery of your product or service takes a while? We’ve got you covered! Sign up with one of our plans above and switch to Guarantee or Collection once you’re signed up.

    Guarantee

    If you can wait a little longer to get paid, we offer guaranteed payment each month when payments from your customers are due.

    Credit Limit: £3,000

    Credit Charge Cap:

    7.9%

    Collection Only

    If you are happy to take risk in order to get the best return. Get paid each month when your customer makes a payment.

    Credit Limit: £10,000

    Credit Charge Cap:

    4.9%

    Frequently asked questions

    Will my customers be credit checked?

    Yes, all of our products have credit checking turned on by default. It is mandatory for all our products. If you want to accept customers that have failed the credit check, you can do so, at your risk, by changing your plan to 'Collection Only'. This adjustment has a credit charge cap of 5%.

    What happens if a customer misses a payment?

    On all our plans you don't need to worry as you will still be paid. We have a highly trained team who will try to make contact with the customer and work with them to collect missed payments. With the 'Collection Only' add-on, you will only be paid when we receive payment from the customer.

    When do I get paid?

    We make payments to you once a month for all qualifying agreements from the previous month. For example, all qualifying agreements from January would be paid across to you in February.

    Payments on the PAYG package will be made on the 10th working day of the month.
    Payments on the Classic package will be made on the 10th working day of the month.
    Payments on the Plus package will be made on the 4th working day of each week.

    What are the Collection Only and Guarantee Add-ons?

    There may be instances where you want to take on a customer who has failed a credit check. You can do this with the Collection Only add-on. We pay you each month as the customer makes payment. This is paid to you on the 6th working day of the month following the payment being made.

    If you are a training provider and are unable to wait for a longer period of time to get paid in full, you can use the Guarantee add-on, whereby we pay you on the date the customer's payment is due, regardless of whether they have made the payment to us. Credit checks must be passed for this option. This is paid to you on the 6th working day of the month following the scheduled payment date.

    How do I get started?
    Open your account with us today by choosing one of the options on this page. You will then need to verify your email address. There will then be two steps to complete, firstly submit a test agreement then fill out a company verification form. We will then get back to you within two working days.
    How do you verify me and my business?
    You will need to submit copies of bank statements and accounts, where available. We will also need to complete soft credit checks on the people that run the business.
    Can I charge my customers more?
    No, we only offer interest free finance where the customer pays the same by using us as they would by using cash. You can set a minimum spend or only let customers use us on some of your products.
    My goods/services cost more that £3,000, can I use you?
    Yes, you are able to take your own deposit to bring down the finance value to £3,000 or lower. If you are on Basic or Standard the maximum is £10,000.
    I have other questions, can you help?
    Yes, you can find a lot more information and guides on our support site or you can ask us.

    Check out our dedicated support page for more info.

    Book a demo

    See how PayItMonthly can work for you.

    Book a demo

    Sign up for free or book a virtual meeting today

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