Select your plan below

Our three pricing plans offer full payment once goods and services have been delivered, with the flexibility to upgrade or downgrade at any time.

Pay As You Go

All the features. No monthly fee.
Great for low volume users.

£0/mo

Credit charge from

Payout: monthly

£5 per agreement

Sign up

Classic

Level up with Classic. Perfect if you’re putting through more agreements.

£19/mo

Credit charge from

Payout: monthly

£0 per agreement

Sign up

Plus

Get paid every week. Keep the cash flowing with our Plus plan.

£39/mo

Credit charge from

Payout: weekly

£0 per agreement

Sign up

Putting through £50k of agreements a month? Speak to us about reducing the credit charge.

VAT is charged on the monthly fee and agreement fee.

The credit charge is VAT exempt.

Pay As You Go

Classic & Plus

Calculate your total fees

Finance value (£) Number of installments

Credit charge You receive

Our pricing structure is simple:

Base charge + number of instalments = your total credit charge

All plans include:

No set up fee

£3,000 per customer

No long contracts

In-store & e-mail agreements

API & Woocommerce integration

Agreement length flexibility

Option to take a deposit

UK team

In-house collection team

All plans include:

No set up fee

£3,000 per customer

No contract

In-store & e-mail agreements

API & Woocommerce integration

Agreement length flexibility

Option to take a deposit

UK team

In-house collection team

Need something a little different?

Want the highest return on your plan? Delivery of your product or service takes a while? We’ve got you covered! Sign up with one of our plans above and switch to Guarantee or Collection once you’re signed up.

Guarantee

If you can wait a little longer to get paid, we offer guaranteed payment each month when payments from your customers are due.

Credit limit per customer: £3,000

Credit charge cap

7.9%

Collection only

If you are happy to take risk in order to get the best return. Get paid each month when your customer makes a payment.

Credit limit: £10,000

Credit charge cap

4.9%

Option to do individual credit checking and take customers that do not meet our credit requirements at your own risk.

Setup Fee
Setup Fee
Fee per Agreement
Fee per Agreement
Credit Charge
Credit Charge
Credit Checking
Credit Checking
Manual Review of Failed Credit Checks
Manual Review of Failed Credit Checks
Take Failed Credit Checks At Your Risk
Take Failed Credit Checks At Your Risk
Credit Reporting
Credit Reporting
Collection Only
Collection Only
Payout Frequency
Payout Frequency
API Integration
API Integration
On-Site/Instore Agreements
On-Site/Instore Agreements
Send Agreements by Email
Send Agreements by Email
Option to take your own deposit
Option to take your own deposit
Minimum Finance Value
Minimum Finance Value
Maximum Finance Value
Maximum Finance Value

Pay As You Go

£0 / month

Setup Fee
Free
Fee per Agreement
£5
Credit Charge
2.9% + 1% per instalment
Credit Checking
Manual Review of Failed Credit Checks
Take Failed Credit Checks At Your Risk
(Optional)
Credit Reporting
Collection Only
Payout Frequency
Monthly
API Integration
On-Site/Instore Agreements
Send Agreements by Email
Option to take your own deposit
Minimum Finance Value
£10
Maximum Finance Value
£3,000

Classic

£19 / month

Setup Fee
Free
Fee per Agreement
Free
Credit Charge
1.9% + 1% per instalment
Credit Checking
Manual Review of Failed Credit Checks
Take Failed Credit Checks At Your Risk
(Optional)
Credit Reporting
Collection Only
Payout Frequency
Monthly
API Integration
On-Site/Instore Agreements
Send Agreements by Email
Option to take your own deposit
Minimum Finance Value
£10
Maximum Finance Value
£3,000

Plus

£39 / month

Setup Fee
Free
Fee per Agreement
Free
Credit Charge
1.9% + 1% per instalment
Credit Checking
Manual Review of Failed Credit Checks
Take Failed Credit Checks At Your Risk
(Optional)
Credit Reporting
Collection Only
Payout Frequency
Weekly
API Integration
On-Site/Instore Agreements
Send Agreements by Email
Option to take your own deposit
Minimum Finance Value
£10
Maximum Finance Value
£3,000

Frequently asked questions

Will my customers be credit checked?

Yes, all of our products have credit checking turned on by default. It is mandatory for all our products. If you want to accept customers that have failed the credit check, you can do so, at your risk, by changing your plan to 'Collection Only'. This adjustment has a credit charge cap of 5%.

What happens if a customer misses a payment?

On all our plans you don't need to worry as you will still be paid. We have a highly trained team who will try to make contact with the customer and work with them to collect missed payments. With the 'Collection Only' add-on, you will only be paid when we receive payment from the customer.

When do I get paid?

We make payments to you once a month for all qualifying agreements from the previous month. For example, all qualifying agreements from January would be paid across to you in February.

Payments on the PAYG package will be made on the 10th working day of the month.
Payments on the Classic package will be made on the 10th working day of the month.
Payments on the Plus package will be made on the 4th working day of each week.

What are the Collection Only and Guarantee Add-ons?

There may be instances where you want to take on a customer who has failed a credit check. You can do this with the Collection Only add-on. We pay you each month as the customer makes payment. This is paid to you on the 6th working day of the month following the payment being made.

If you are a training provider and are unable to wait for a longer period of time to get paid in full, you can use the Guarantee add-on, whereby we pay you on the date the customer's payment is due, regardless of whether they have made the payment to us. Credit checks must be passed for this option. This is paid to you on the 6th working day of the month following the scheduled payment date.

How do I get started?

Open your account with us today by choosing one of the options on this page. You will then need to verify your email address. There will then be two steps to complete, firstly submit a test agreement then fill out a company verification form. We will then get back to you within two working days.

How do you verify me and my business?

You will need to submit copies of bank statements and accounts, where available. We will also need to complete soft credit checks on the people that run the business.

Can I charge my customers more?

No, we only offer interest free finance where the customer pays the same by using us as they would by using cash. You can set a minimum spend or only let customers use us on some of your products.

My goods/services cost more that £3,000, can I use you?

Yes, you are able to take your own deposit to bring down the finance value to £3,000 or lower. If you are on Basic or Standard the maximum is £10,000.

I have other questions, can you help?

Yes, you can find a lot more information and guides on our support site or you can ask us.

Check out our dedicated support page for more info.

Support

Can't find what you're looking for?

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