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Increase your sales

Customers spreading the cost of their purchase is proven to increase sales and order value

How it works

Find out how PayItMonthly can work for your business and our commitment to you

Pricing

Simple pricing with no hidden fees for your or your customers.

Integration Options

We have various different options from plugins, paybylink and our full API

FCA authorisation

You do not need FCA authorisation to offer you customer instalments through PayItMonthly

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Customer information

Find out how using PayItMonthly will work for you

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PayItMonthly

Contact us

You can speak to us on the phone, email, live chat or even send us a letter.

About us

Meet the PayItMonthly team and find out a bit more about how we started

Blog

Articles giving you a bit more information about us, what we do and how we can help you grow

Support

Support Articles for everyone who uses PayItMonthly

price tag

Select your plan below

Our three pricing plans offer full payment once goods and services have been delivered, with the flexibility to upgrade or downgrade at any time.

Pay As You Go

All the features. No monthly fee.
Great for low volume users.

£0/mo

Credit charge from 

Payout: monthly

  • £4 per agreement

Classic

Level up with Classic. Perfect if you’re putting through more agreements.

£10/mo

Credit charge from 

Payout: monthly
  • £0 per agreement

Plus

Get paid every week. Keep the cash flowing with our Plus plan.

£30/mo

Credit charge from 

Payout: weekly

  • £0 per agreement

VAT is charged on the monthly fee and agreement fee.

The credit charge is VAT exempt.

Calculate your total fees

Our pricing structure is simple:

Base charge + number of instalments = your total credit charge

All plans include:

no-fee

No set up fee

price-tag

£3,000 per customer

documents

No contract

tablet

In-store & e-mail agreements

api

API & Woocommerce integration

directions

Agreement length flexibility

safe-box

Option to take a deposit

uk

UK team

collections

In-house collection team

All plans include:

No set up fee

£3,000 per customer

No contract

In-store & e-mail agreements

API & Woocommerce integration

Agreement length flexibility

Option to take a deposit

UK team

In-house collection team

Need something a little different?

Want the highest return on your plan? Delivery of your product or service takes a while? We’ve got you covered! Sign up with one of our plans above and switch to Guarantee or Collection once you’re signed up.

Guarantee

If you can wait a little longer to get paid, we offer guaranteed payment each month when payments from your customers are due.

Credit limit per customer: £3,000

Credit charge cap

8%

Collection only

If you are happy to take risk in order to get the best return. Get paid each month when your customer makes a payment.

Credit limit: £10,000

Credit charge cap

5%

Option to do individual credit checking and take customers that do not meet our credit requirements at your own risk.

woman choosing plan
  • Setup Fee

    Setup Fee
  • Fee per Agreement

    Fee per Agreement
  • Credit Charge

    Credit Charge
  • Credit Checking

    Credit Checking
  • Manual Review of Failed Credit Checks

    Manual Review of Failed Credit Checks
  • Take Failed Credit Checks At Your Risk

    Take Failed Credit Checks At Your Risk
  • Credit Reporting

    Credit Reporting
  • Collection Only

    Collection Only
  • Payout Frequency

    Payout Frequency
  • API Integration

    API Integration
  • On-Site/Instore Agreements

    On-Site/Instore Agreements
  • Send Agreements by Email

    Send Agreements by Email
  • Option to take your own deposit

    Option to take your own deposit
  • Minimum Finance Value

    Minimum Finance Value
  • Maximum Finance Value

    Maximum Finance Value
Pay As You Go
£0 / month
  • Setup Fee

    Free
  • Fee per Agreement

    £4
  • Credit Charge

    3% + 1% per instalment
  • Credit Checking

  • Manual Review of Failed Credit Checks

  • Take Failed Credit Checks At Your Risk

    (Optional)
  • Credit Reporting

  • Collection Only

  • Payout Frequency

    Monthly
  • API Integration

  • On-Site/Instore Agreements

  • Send Agreements by Email

  • Option to take your own deposit

  • Minimum Finance Value

    £10
  • Maximum Finance Value

    £3,000
Classic
£10 / month
  • Setup Fee

    Free
  • Fee per Agreement

    Free
  • Credit Charge

    2% + 1% per instalment
  • Credit Checking

  • Manual Review of Failed Credit Checks

  • Take Failed Credit Checks At Your Risk

    (Optional)
  • Credit Reporting

  • Collection Only

  • Payout Frequency

    Monthly
  • API Integration

  • On-Site/Instore Agreements

  • Send Agreements by Email

  • Option to take your own deposit

  • Minimum Finance Value

    £10
  • Maximum Finance Value

    £3,000
Plus
£30 / month
  • Setup Fee

    Free
  • Fee per Agreement

    Free
  • Credit Charge

    2% + 1% per instalment
  • Credit Checking

  • Manual Review of Failed Credit Checks

  • Take Failed Credit Checks At Your Risk

    (Optional)
  • Credit Reporting

  • Collection Only

  • Payout Frequency

    Weekly
  • API Integration

  • On-Site/Instore Agreements

  • Send Agreements by Email

  • Option to take your own deposit

  • Minimum Finance Value

    £10
  • Maximum Finance Value

    £3,000

Frequently asked questions

Will my customers be credit checked?

Yes, all of our products have credit checking turned on by default. It is mandatory for all our products. If you want to accept customers that have failed the credit check, you can do so, at your risk, by changing your plan to 'Collection Only'. This adjustment has a credit charge cap of 5%.

What happens if a customer misses a payment?

On all our plans you don't need to worry as you will still be paid. We have a highly trained team who will try to make contact with the customer and work with them to collect missed payments. With the 'Collection Only' add-on, you will only be paid when we receive payment from the customer.

When do I get paid?

We make payments to you once a month for all qualifying agreements from the previous month. For example, all qualifying agreements from January would be paid across to you in February. 

Payments on the PAYG package will be made on the 6th working day of the month.
Payments on the Classic package will be made on the 10th working day of the month.
Payments on the Plus package will be made on the 4th working day of each week.

What are the Collection Only and Guarantee Add-ons?

There may be instances where you want to take on a customer who has failed a credit check. You can do this with the Collection Only add-on. We pay you each month as the customer makes payment. This is paid to you on the 6th working day of the month following the payment being made.

If you are a training provider and are unable to wait for a longer period of time to get paid in full, you can use the Guarantee add-on, whereby we pay you on the date the customer's payment is due, regardless of whether they have made the payment to us. Credit checks must be passed for this option. This is paid to you on the 6th working day of the month following the scheduled payment date.

How do I get started?
Open your account with us today by choosing one of the options on this page. You will then need to verify your email address. There will then be two steps to complete, firstly submit a test agreement then fill out a company verification form. We will then get back to you within two working days.
How do you verify me and my business?
You will need to submit copies of bank statements and accounts, where available. We will also need to complete soft credit checks on the people that run the business.
Can I charge my customers more?
No, we only offer interest free finance where the customer pays the same by using us as they would by using cash. You can set a minimum spend or only let customers use us on some of your products.
My goods/services cost more that £3,000, can I use you?
Yes, you are able to take your own deposit to bring down the finance value to £3,000 or lower. If you are on Basic or Standard the maximum is £10,000.
I have other questions, can you help?
Yes, you can find a lot more information and guides on our support site or you can ask us.

Check out our dedicated support page for more info.

Can't find what you're looking for?

Don’t hesitate to start a live chat and we can help you with any questions you may have.

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