PayItMonthly enables eligible customers to spread the cost of a purchase with interest-free instalments via approved partners, subject to approval.
PayItMonthly is unregulated credit. 18+, UK only. Credit subject to status. Late or missed payments may impact your ability to get credit in future. T&Cs apply see payitmonthly.uk/terms
Interest and fees
Instalments do not include interest or additional fees. Total amount payable is agreed at the start of the agreement.
Application process
Customers can apply online or in-store through approved partners, subject to eligibility and affordability checks.
Credit reporting
Information about repayments may be shared with credit reference agencies, in line with the terms of the agreement.
How payments work
Payment example
Day of purchase
Instalment 1 + optional deposit
1 month later
Instalment 2
2 months later
Instalment 3
Approved partners are paid by us the next day or the following week (depending on their plan), once delivery of goods/services is confirmed.
Day of purchase
Instalment 1 + optional deposit
1 month later
Instalment 2
2 months later
Instalment 3
3 months later
Instalment 4
4 months later
Instalment 5
5 months later
Instalment 6
Approved partners are paid by us the next day or the following week (depending on their plan), once delivery of goods/services is confirmed.
Payments will be as follows:
Today's payment:
£250
Monthly payments:
3 * £250
Total repayable:
£1,000
Note figures shown are for illustrative purposes only and rounded to the nearest pound.
Contact Us: 0333 212 3914
