smart AI customer approval tools.
Plan Benefits
Weekly payout or faster
Up to £6,000 per customer
2-12 instalments
AI Boost
We leverage cutting edge AI to help improve customer acceptance rates.
Data Shield
SSL encryption and GDPR best practices to protect you and your customers.
Rapid Support
Expert-friendly support from our UK teams who answer calls in under 30 seconds.
Marketing Resources
Marketing made easy, with ready-made assets and messaging that works.
Customer Care
We offer support, fairness and transparency in every interaction.
Interest-free
Offer customers a stress-free way to pay — boosting satisfaction, sales and loyalty.
How payments work
Want to discuss our plans? Call 0333 212 3914
• PAYG & Plus Plans (Paid Weekly): On the 4th working day (normally Thursday). Each payment covers agreements approved by midnight on the Sunday before.
• Pro Plan (Paid Next Day): Payments are made the next working day for agreements approved before midnight the day prior.
See the explainer visual on our How it Works page.
No. You cannot add a surcharge or extra charges to cover the cost of offering 0% instalments. Doing so could breach rules around offering finance.
Yes. We believe in lending responsibly, so every customer who applies is credit checked. This helps ensure they can afford repayments and reduces the risk of financial hardship.
• We run a soft check first (invisible to lenders).
• If approved, it becomes a hard check once the agreement is signed.
• From 2026, new regulations will require all lenders to check every customer, regardless of agreement value.
We review all new partners to make sure they meet our standards for customer service, reviews, and that you are a responsible partner. Verification usually takes up to 2 working days, but may take longer if we need extra information.
⚠️We cannot finance certain categories such as drugs, military equipment, counterfeit goods, or “get rich quick” schemes.
You don’t need to worry—your business is already paid in full (minus our fee).
If a customer misses a payment, we contact them directly (by phone, email, SMS, and letters) to resolve the issue. Common reasons include:
• Accidental direct debit cancellation
• Not recognising the payment name on their statement
• Unexpected changes in circumstances
We work with the customer to get their payments back on track. More information is available in our Support area.
Yes.
• Pro Plan: Individual customer credit limits of up to £6,000. (e.g. 1 × £6,000 agreement or 2 × £3,000 agreements per customer).
• PAYG & Plus Plans: You can take a deposit to reduce the finance amount. Example: For a £4,000 item, you could take a £1,000 deposit directly, leaving £3,000 financed through PayItMonthly.
Remember: the customer must pay both the deposit to you (if applicable) and the first instalment to us on the day of application.