Current role

Ádám leads the Performance Team at PayItMonthly, driving profitability, unlocking growth opportunities, and championing business development initiatives. He focuses on customer journey optimisation, financial planning, and operational efficiency to deliver measurable and sustainable results.

Past roles

Before joining PayItMonthly, Ádám was Head of Business Strategy & Financial Planning for a startup, steering growth during a pivotal stage. He previously spent nearly 8 years at GE, where he managed statutory and tax reporting across 16 European countries, led teams of PwC contractors, and delivered large-scale process redesign projects. His early career included roles in project management, ERP implementation, and financial planning. Ádám has also distinguished himself in international business competitions, winning the Global RSM Star Case Study Competition (2016), the Tesco Central European Business Game (2014), and the KPMG Student Management Championship (2013).

Key strengths

Ádám is skilled at turning strategy into action, with a strong record in financial discipline, efficiency improvement, and cross-functional leadership. He is recognised for his ability to bring clarity to complex challenges, align teams behind ambitious goals, and identify opportunities for growth and competitive advantage.

Current role

Liz is Operations Manager at PayItMonthly, overseeing the day-to-day running of the business and driving new initiatives to support growth and efficiency. She plays a central role in shaping operations, compliance, and partner support, ensuring both business performance and customer experience remain strong.

Past roles

Liz was headhunted by the CEO and has been with PayItMonthly for nearly 10 years, progressing through a variety of roles to become Operations Manager. Prior to this, she worked within a regulated collections and recovery agency, gaining valuable experience working with both consumers and businesses.

Key strengths

With over 12 years in the industry across both regulated and unregulated environments, Liz combines operational expertise with a strong commitment to culture and values. She is recognised for her leadership, team development, and dedication to ensuring PayItMonthly is both a high-performing and people-focused business.

Current role

Carl manages multiple teams at PayItMonthly, including Sales & Onboarding, Collections, and Partner Success. He has built each team from the ground up into high-performing, customer-focused units that play a central role in the partner journey. Carl is passionate about developing people, streamlining processes, and driving sustainable business growth, ensuring exceptional experiences for both clients and partners.

Past roles

Before joining PayItMonthly, Carl was Team Leader at a music licensing body, where he ran their collections team, and also gained experience at other collections agencies. Earlier in his career, he worked in sales, consistently exceeding targets and strengthening his skills in customer service, negotiation, and relationship management.

Key strengths

At PayItMonthly for more than 8 years, Carl has progressed into management and now leads teams central to the partner and customer experience. He is recognised for his expertise in collections, ability to build strong partner relationships, and focus on maintaining low default rates while supporting sustainable growth. With deep expertise across sales, collections, and partner success, Carl is known for building high-performing teams from scratch, improving operational efficiency, and bringing clarity, energy, and focus to complex challenges — always keeping people and customers at the heart of operations.

Current role

Catherine is Finance Manager at PayItMonthly, overseeing all aspects of financial management and governance. She plays a central role in shaping the company’s financial strategy and leads across financial planning and analysis, performance reporting, and compliance. Her focus is on maintaining robust financial health that enables both innovation and customer-focused delivery. Alongside her technical expertise, Catherine brings extensive experience in colleague development and engagement, and is committed to creating a safe and supportive environment that helps staff enhance their journeys and achieve their potential.

Past roles

Before joining PayItMonthly, Catherine was Financial Reporting Manager at one of the UK’s largest social housing providers, where she led statutory reporting, budgeting, and compliance with SORP, managing a team of finance business partners. She previously worked as Chief Financial Officer for a telecoms network, where she oversaw finance, HR, and facilities management, guided the company through an acquisition by an FTSE 100 PLC, and delivered annual cost savings of over £350k. Earlier in her career, she held senior finance roles across construction, retail, technology, and manufacturing, gaining experience in banking relationships, audit, payroll, foreign exchange, and supplier management.

Key strengths

Catherine brings more than 10 years’ experience at senior executive and board level within SMEs. She is recognised for her strategic financial leadership, commercial acumen, and ability to deliver cost savings and efficiencies. With deep expertise in audit, compliance, and regulatory reporting, she has a proven record of strengthening financial resilience and aligning finance strategy with organisational goals.

Current role

Rob is Head of Marketing at PayItMonthly, responsible for brand strategy, partner communications, and driving growth through digital acquisition and compelling campaigns. Since joining the business in 2024, he has championed a customer-first, UX-driven approach. Rob has recently delivered a full rebrand, overhauled partner touchpoints, and played a key role in the relaunch of the company website.

Past roles

Rob has over a decade of marketing experience across global brands and major UK retailers. Prior to PayItMonthly, he was Head of Brand Marketing at Bosch, where he managed both B2B and B2C communications, including a loyalty programme with 30,000 independent businesses and the UK deployment of the international #LikeABosch campaign. He also worked at Halfords PLC as Group Brand Manager, overseeing leading brands such as Apollo, Carrera, and Voodoo, as well as the Halfords Garages and Mobile Expert brands. Rob studied Marketing, Advertising and Communications at the University of Gloucestershire, graduating top of his year with First Class Honours and winning the prestigious Marketing Student Prize in 2014.

Key strengths

Rob is commercially astute and resilient, with a proven ability to deliver impactful brand campaigns that drive awareness, purchase intent, and digital growth. He combines creativity with pragmatic business focus, ensuring measurable results. Rob plays an active role as a member of PayItMonthly’s Senior Leadership Team.

Current role

Tamas is the Chief Technology Officer of PayItMonthly, leading the company’s IT strategy and system development. He has overseen the transformation of the platform, introducing automation, neural network credit decisions, integrations, and APIs to support growth and strengthen competitiveness.

Past roles

After graduating as a Molecular Bionics engineer, Tamas worked as a group-level IT developer for a multinational with over 25,000 employees, where he developed retail network and payment systems, reduced operational expenses through innovative solutions, and presented directly to senior leadership. He has also won multiple awards, including the KPMG Business Management Championship and IT Innovation awards at MOL.

Key strengths

Tamas has a decade of experience developing secure, robust IT systems. At PayItMonthly, he has delivered seamless transformations and ensured the platform runs without security-related issues. His innovative approach, technical expertise, and leadership have established PayItMonthly’s systems as highly reliable and competitive in the market.

Current role

Brian is a Non-Executive Director and Co-Founder at PayItMonthly, providing strategic oversight and financial governance to support sustainable growth and long-term planning.

Past roles

An accountant by profession and graduate of Oxford University, Brian has extensive experience creating and running businesses within financial services. His career has focused on strategic finance, capital structuring, investment oversight, and governance, working with companies through periods of both growth and transformation.

Key strengths

Brian brings a wealth of financial and commercial expertise, with a proven ability to align financial discipline with business objectives. At PayItMonthly, he supports strategic direction and ensures the company operates with sound governance and sustainable practices in a competitive, regulated market.

Current role

Chris is the CEO and Co-Founder of PayItMonthly, where he leads the company’s vision to deliver fair, transparent, and customer-focused Buy Now, Pay Later solutions. Since launching the business, he has overseen its growth into a trusted finance partner for thousands of UK retailers.

Past roles

Chris has over 20 years of experience in financial services and data analysis. Before founding PayItMonthly, he worked on major projects for Virgin Atlantic, Marks & Spencer, and Citi Bank, developing a deep understanding of how financial products and customer experiences intersect. This foundation inspired his mission to build finance products that are transparent, accessible, and focused on customer outcomes.

Key strengths

Chris combines financial expertise with a strong focus on culture, technology, and customer service. He is passionate about innovation and responsible lending, ensuring that PayItMonthly balances merchant growth with consumer protection. His vision is to make PayItMonthly the UK’s most customer-centric BNPL provider.