About Us

Current role

Chris is the CEO and Co-Founder of PayItMonthly, where he leads the company’s vision to deliver fair, transparent, and customer-focused Buy Now, Pay Later solutions. Since launching the business, he has overseen its growth into a trusted finance partner for thousands of UK retailers.

Past roles

Chris has over 20 years of experience in financial services and data analysis. Before founding PayItMonthly, he worked on major projects for Virgin Atlantic, Marks & Spencer, and Citi Bank, developing a deep understanding of how financial products and customer experiences intersect. This foundation inspired his mission to build finance products that are transparent, accessible, and focused on customer outcomes.

Key strengths

Chris combines financial expertise with a strong focus on culture, technology, and customer service. He is passionate about innovation and responsible lending, ensuring that PayItMonthly balances merchant growth with consumer protection. His vision is to make PayItMonthly the UK’s most customer-centric BNPL provider.

Current role

Brian is a Non-Executive Director and Co-Founder at PayItMonthly, providing strategic oversight and financial governance to support sustainable growth and long-term planning.

Past roles

An accountant by profession and graduate of Oxford University, Brian has extensive experience creating and running businesses within financial services. His career has focused on strategic finance, capital structuring, investment oversight, and governance, working with companies through periods of both growth and transformation.

Key strengths

Brian brings a wealth of financial and commercial expertise, with a proven ability to align financial discipline with business objectives. At PayItMonthly, he supports strategic direction and ensures the company operates with sound governance and sustainable practices in a competitive, regulated market.

Current role

Tamas is the Chief Technology Officer of PayItMonthly, leading the company’s IT strategy and system development. He has overseen the transformation of the platform, introducing automation, neural network credit decisions, integrations, and APIs to support growth and strengthen competitiveness.

Past roles

After graduating as a Molecular Bionics engineer, Tamas worked as a group-level IT developer for a multinational with over 25,000 employees, where he developed retail network and payment systems, reduced operational expenses through innovative solutions, and presented directly to senior leadership. He has also won multiple awards, including the KPMG Business Management Championship and IT Innovation awards at MOL.

Key strengths

Tamas has a decade of experience developing secure, robust IT systems. At PayItMonthly, he has delivered seamless transformations and ensured the platform runs without security-related issues. His innovative approach, technical expertise, and leadership have established PayItMonthly’s systems as highly reliable and competitive in the market.

Current role

Ellen is the Compliance Manager at PayItMonthly, responsible for ensuring the business operates in line with all relevant regulatory requirements. She focuses on delivering positive customer outcomes while maintaining a robust and effective compliance framework across the organisation.

Past roles

Having previously worked in e-money, Ellen brings nearly seven years of regulatory compliance experience across financial services, with a strong track record in interpreting and embedding FCA requirements within business operations. She has led and overseen the delivery of key regulatory initiatives, including the Consumer Duty, ensuring firms are equipped to meet evolving expectations. Alongside her technical expertise, Ellen has supported the development of junior colleagues, helping them deepen their understanding of compliance and its role in driving good customer outcomes.

Key strengths

Ellen brings a collaborative and solutions‑focused approach to compliance, working closely with teams across the business to develop compliant, customer‑centric processes that support both operational needs and partner relationships.

Current role

Rob is Head of Marketing at PayItMonthly, responsible for brand strategy, partner communications, and driving growth through digital acquisition and compelling campaigns. Since joining the business in 2024, he has championed a customer-first, UX-driven approach. Rob has recently delivered a full rebrand, overhauled partner touchpoints, and played a key role in the relaunch of the company website.

Past roles

Rob has over a decade of marketing experience across global brands and major UK retailers. Prior to PayItMonthly, he was Head of Brand Marketing at Bosch, where he managed both B2B and B2C communications, including a loyalty programme with 30,000 independent businesses and the UK deployment of the international #LikeABosch campaign. He also worked at Halfords PLC as Group Brand Manager, overseeing leading brands such as Apollo, Carrera, and Voodoo, as well as the Halfords Garages and Mobile Expert brands. Rob studied Marketing, Advertising and Communications at the University of Gloucestershire, graduating top of his year with First Class Honours and winning the prestigious Marketing Student Prize in 2014.

Key strengths

Rob is commercially astute and resilient, with a proven ability to deliver impactful brand campaigns that drive awareness, purchase intent, and digital growth. He combines creativity with pragmatic business focus, ensuring measurable results. Rob plays an active role as a member of PayItMonthly’s Senior Leadership Team.

Current role

Catherine is Finance Manager at PayItMonthly, overseeing all aspects of financial management and governance. She plays a central role in shaping the company’s financial strategy and leads across financial planning and analysis, performance reporting, and compliance. Her focus is on maintaining robust financial health that enables both innovation and customer-focused delivery. Alongside her technical expertise, Catherine brings extensive experience in colleague development and engagement, and is committed to creating a safe and supportive environment that helps staff enhance their journeys and achieve their potential.

Past roles

Before joining PayItMonthly, Catherine was Financial Reporting Manager at one of the UK’s largest social housing providers, where she led statutory reporting, budgeting, and compliance with SORP, managing a team of finance business partners. She previously worked as Chief Financial Officer for a telecoms network, where she oversaw finance, HR, and facilities management, guided the company through an acquisition by an FTSE 100 PLC, and delivered annual cost savings of over £350k. Earlier in her career, she held senior finance roles across construction, retail, technology, and manufacturing, gaining experience in banking relationships, audit, payroll, foreign exchange, and supplier management.

Key strengths

Catherine brings more than 10 years’ experience at senior executive and board level within SMEs. She is recognised for her strategic financial leadership, commercial acumen, and ability to deliver cost savings and efficiencies. With deep expertise in audit, compliance, and regulatory reporting, she has a proven record of strengthening financial resilience and aligning finance strategy with organisational goals.

Current role

Liz is Operations Manager at PayltMonthly, and plays a central role ensuring everything stays on track behind the scenes while juggling a wide range of responsibilities. From coordinating teams and supporting people across the business to turning new ideas into reality, she plays a key role in moving the company forward. A true culture champion, Liz is passionate about creating a positive, enjoyable workplace where people can thrive. No two days are ever the same in her role -and that's exactly how she likes it.

Past roles

Liz was headhunted by the CEO and has been with PayltMonthly for 10 years, progressing through a variety of roles to become Operations Manager. Prior to this, she worked within a regulated collections and recovery agency, gaining valuable experience working with both consumers and businesses.

Key strengths

With over 12 years in the industry across both regulated and unregulated environments, Liz combines operational expertise with a strong commitment to culture and values. She is recognised for her leadership, team development, and dedication to ensuring PayltMonthly is both a high-performing and people-focused business.

Current role

Ádám leads the Performance Team at PayItMonthly, driving profitability, unlocking growth opportunities, and championing business development initiatives. He focuses on customer journey optimisation, financial planning, and operational efficiency to deliver measurable and sustainable results.

Past roles

Before joining PayItMonthly, Ádám was Head of Business Strategy & Financial Planning for a startup, steering growth during a pivotal stage. He previously spent nearly 8 years at GE, where he managed statutory and tax reporting across 16 European countries, led teams of PwC contractors, and delivered large-scale process redesign projects. His early career included roles in project management, ERP implementation, and financial planning. Ádám has also distinguished himself in international business competitions, winning the Global RSM Star Case Study Competition (2016), the Tesco Central European Business Game (2014), and the KPMG Student Management Championship (2013).

Key strengths

Ádám is skilled at turning strategy into action, with a strong record in financial discipline, efficiency improvement, and cross-functional leadership. He is recognised for his ability to bring clarity to complex challenges, align teams behind ambitious goals, and identify opportunities for growth and competitive advantage.

Current role

Patrick is Sales Manager at PayltMonthly. Responsible for overseeing the onboarding and account management team whilst also driving over arching sales growth with enterprise accounts. Acting as the driving force behind cross functional sales collaboration and ensuring the business have both a customer centric, results driven attitude toward it's future growth goals.

Past roles

Patrick has previous worked in sales roles from junior B2C roles, to national management B2B roles for over 10 years. Working across multi sectors including insurance products, capital equipment and construction has given him a broad spectrum of experience and sales knowledge allowing him to help manage customers from all demographics and differing stack holder levels.

Key strengths

With over 10 years sales experience Patrick specialises in building efficient sales processes, scaling sales teams and implementing focused projects to drive meaningful revenue growth. He is recognised for his leadership, team development and dedication to ensuring PayltMonthly is both a high-performing and people-focused business.

Current role

Pip is the Chief Smile Officer at PayItMonthly, where he is responsible for boosting team morale and ensuring a positive, welcoming atmosphere in the office. He specialises in attending events, joining in on team building and contributing to volunteering efforts. By acting as the heart of our company culture, Pip plays a vital role in keeping spirits high and ensuring our workplace remains as joyful as it is innovative.

Current role

Adam is a Senior Marketing Executive at PayltMonthly, where he oversees the execution of our multi-channel marketing strategy, spanning content creation, email, and digital platforms. He specialises in maintaining a clear and consistent brand voice, ensuring that complex financial solutions are translated into accessible information for our partners. By focusing on clarity and ease of use, Adam plays a vital role in strengthening our partner relationships and driving our digital presence forward.

Current role

Alex is a Lead Backend Developer at PayltMonthly, where he supports the broad technology environment that powers our services. He specialises in maintaining platform stability and scalability, working across various systems to ensure our infrastructure remains fit for purpose as it evolves. By collaborating with teams across the business to implement technical enhancements and refine internal processes, Alex plays a vital role in ensuring our day-to-day operations are both reliable and adaptable to long-term objectives.

Current role

Alex is a Business Communications Team Leader at Payltmonthly, facilitating the essential connections between our internal operations and our retail partners. Leading a team focused on billing, documentation, and partner support, he ensures that every interaction is handled with precision and professionalism. Alex's leadership is key to maintaining the high standards of communication and trust that define our great partner relationships.

Current role

Becky is a Marketing Executive at PayltMonthly, where she oversees the day-to-day execution of the company's marketing strategy with a focus on brand awareness and partner success. From managing digital content and supporting large-scale campaigns to coordinating events and social initiatives, she ensures a consistent and engaging brand experience. Becky also leads our physical marketing support, including the development of POS materials, helping PayltMonthly reach new audiences while maintaining strong, lasting relationships with our existing partners.

Current role

Ben is a Senior Partner Onboarding Associate at PayitMonthly, specialising in facilitating smooth and effective transitions for our growing network of partners. Having progressed through the company over the last seven years, he combines a wealth of institutional knowledge with a passion for helping businesses achieve their goals. Ben is committed to providing expert support and fostering growth from the very first interaction.

Current role

Dougie is a Business Communications Senior at PayltMonthly, acting as a vital link between the company and its network of retail partners. He oversees the end-to-end communication process, from onboarding new partners to managing complex billing cycles and verifying critical supporting documentation. By maintaining high standards of accuracy and clear dialogue, Dougie ensures that every retail relationship is built on a foundation of trust and operational efficiency.

Current role

Ethan is a Backend Developer at PayltMonthly, where he crafts the high-performance logic that drives our financial technology. Since 2023, he has utilised his expertise in Python and Django to build scalable features and maintain the complex service integrations that our partners rely on. By focusing on backend efficiency and stability, Ethan ensures that the PayitMonthly platform remains both powerful and resilient.

Current role

Bella is a Product Designer at PayltMonthly, where she is responsible for the end-to-end design and development of our website and wel applications. She specialises in refining key user journeys, ensuring that every interaction across the platform is intuitive and seamless. By leading research and testing initiatives, Bella continuously improves how our customers engage with our products, balancing aesthetic design with functional excellence to drive a superior user experience.

Current role

Jake is a Senior Customer Liaison at PayitMonthly, where he specialises in leading PayitMonthly's Customer Liaison team, overseeing the essential workflows of collections and inquiry resolution. He is a key driver of continuous improvement within our support department, focusing on optimising customer outcomes and service quality. Jake's senior-level oversight ensures that our customer communications are handled with precision, care, and a constant commitment to excellence.

Current role

Jin is a Backend Developer at PayltMonthly, where he focuses on building the invisible architecture that keeps the platform running smoothly. He specialises in designing robust REST APIs and scalable business logic capable of handling the high demands of a production environment. By automating complex workflows and ensuring seamless integrations with external partners, Jin ensures that PayltMonthly's systems remain efficient, secure, and highly reliable.

Current role

Joey is a Customer Liaison at PayltMonthly, where he is a primary point of contact for customers. Specialising in the delivery of a positive and tailored customer experience. He is recognised for his calm approach and his ability to provide in-depth support across various customer inquiries. By ensuring every interaction is handled with precision and care, Joey helps maintain a seamless and supportive journey for every PayltMonthly customer.

Current role

Josh is an Onboarding Executive at PayltMonthly, working directly with new merchant partners to guide them through the sign-up, verification, and activation process -ensuring they're set up and ready to offer 0% finance to their customers as quickly as possible. He also supports the wider sales and marketing effort, including outreach to other businesses and developing the materials and processes that help PIM grow its partner base.

Current role

Louise is a Senior Customer Liaison at PayltMonthly, where she specialises in providing PayltMonthly customers with a seamless support experience across both phone and email. As a Senior member of the liaison team, she is dedicated to ensuring that every interaction is handled with the highest level of professionalism and care. Louise's focus on customer satisfaction and efficient query resolution makes her a vital asset to our support operations and a key advocate for our users.

Current role

Kenzie is a Customer Liaison at PayltMonthly, where she serves as a dedicated point of contact for customers. She specialises in resolving complex queries with a personal touch, ensuring that every interaction is handled with care and efficiency. By speaking directly with our users, Kenzie plays a vital role in translating their feedback into better service, consistently striving to leave every customer feeling supported.

Current role

Mandy is an experienced Backend Developer who has spent the last 3.5 years at PayltMonthly building the bridges between our services and the wider digital world. She is the lead architect for our most critical integrations, having spearheaded the development for Shopify, Wix, and Magento. Beyond e-commerce, Mandy manages our partner and email systems, focusing on creating efficient, reliable workflows that support our growing network of collaborators.

Current role

Maria is an Account Manager at PayltMonthly, where she supports partners after their initial onboarding period, typically around three months into working together. Her role is centred around building strong, positive relationships and ensuring partners feel confident and well-supported as they continue to grow. She takes the time to understand each partner's business needs, helping them stay on the most suitable plan while offering thoughtful guidance on any additional products that could add value. Through regular check-ins and a collaborative approach, Maria aims to make the experience smooth, approachable, and genuinely beneficial for every partner she works with.

Current role

Nadia is a Graphic Designer at PayltMonthly, where she is responsible for the visual identity that defines our brand across both digital and print platforms. She specialises in creating engaging content - from social media and marketing materials to video and branded assets- ensuring a consistent and polished look for all our communications. By collaborating closely with internal teams to bring creative ideas to life. Nadia ensures that every piece of design aligns with our business objectives and enhances the experience for our partners and customers.

Current role

Naomi is a Compliance Analyst at PayitMonthly, she works closely with the Compliance Manager to support regulatory compliance. She contributes to monitoring activities, conducts risk assessments, and helps drive fair customer outcomes across the organisation.

Current role

Noah is a Machine Learning Engineer at PayltMonthly, where he bridges the gap between comolex data and strategic growth. He specialises in researching and productionalising advanced statistical models that transform data from sources like Experian and Open Banking into actionable insights. By refining how we assess customer risk. Noah's work ensures our platform remains both profitable and secure, driving the long-term success of our financial ecosystem.

Current role

Tom is a Frontend Developer at PayltMonthly, where he's responsible for building and maintaining the user-facing aspects of the platform. He works across a modern tech stack including React, JavaScript, Node.js, Tailwind, and Bootstrap, contributing to both day-to-day development and longer-term architectural decisions. He has played a key role in major initiatives such as refactoring and implementing partner verification workflows, as well as supporting the migration from Bootstrap to Tailwind, helping to improve performance, consistency, and scalability. Tom collaborates closely with cross-functional teams to deliver reliable, user-focused solutions in a fast-paced environment.