Spread the cost with Interest-free payments 

PayItMonthly gives eligible customers the flexibility to spread the cost of larger purchases over manageable monthly payments. 

Choose a repayment plan that works for your budget, complete an application, and receive a rapid decision as part of our affordability and creditworthiness assessment process. 

How payments work

Online
In-store
Choose PayItMonthly at checkout  
Complete your application  
We'll check your eligibility  
Complete your purchase 
Ask for PayItMonthly  
Complete your application
We'll check your eligibility  
Take your purchase home  

Payment calculator

2
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Payments will be as follows:

Today's payment:

£250

Monthly payments:

3 * £250

Total repayable:

£1,000

Note figures shown are for illustrative purposes only and rounded to the nearest pound.

Frequently asked questions

Can’t find the answer you’re looking for?
Support
Who can apply?
Will applying affect my credit score?
How long does the application take?
How do I make my repayments?
Can I pay off my agreement early?
Can I change my payment date?
Can I withdraw from my finance agreement?
What happens if I miss a payment?
How do I manage my agreement?
Who do I contact if I need help?
PayItMonthly is a form of credit that allows you to spread the cost of your purchase over monthly instalments. You must be 18 or over, a UK resident (excluding the Channel Islands), and meet our eligibility criteria. All credit is subject to status and affordability checks. Late or missed payments could impact your ability to access credit in the future. PayItMonthly is deemed authorised and regulated by the Financial Conduct Authority for the purposes of the Temporary Permissions Regime for Regulated Deferred Payment Credit. Details of the Temporary Permissions Regime, which allows firms to carry on deferred payment credit activities while seeking full authorisation, are available on the Financial Conduct Authority’s website. Terms and conditions apply. For full details, visit payitmonthly.uk/terms   
For Business
Increase your sales
How it works?
Plans and pricing
Integrations and plugins
Support area
Marketing resources
For Affiliates
Affiliate program
Affiliate login
Affiliate policy
Company
About us
Contact
Blog
Status

PayItMonthly Ltd T/A PayItMonthly Registered in England and Wales at: Ellenborough House, Wellington Street, Cheltenham, GL50 1XZ. Company Number: 09719909.

*Finder BNPL report (Jan 2025) finder.com **Bain & Company Merchant Survey (2021) bain.com

PayItMonthly is a form of credit that allows you to spread the cost of your purchase over monthly instalments. You must be 18 or over, a UK resident (excluding the Channel Islands), and meet our eligibility criteria. All credit is subject to status and affordability checks. Late or missed payments could impact your ability to access credit in the future. PayItMonthly is deemed authorised and regulated by the Financial Conduct Authority for the purposes of the Temporary Permissions Regime for Regulated Deferred Payment Credit. Details of the Temporary Permissions Regime, which allows firms to carry on deferred payment credit activities while seeking full authorisation, are available on the Financial Conduct Authority’s website. Terms and conditions apply. For full details, visit payitmonthly.uk/terms